Mapping out your retirement journey. Retirement may no longer be a one-off decision, but rather a series of important choices to be made as you get older and your financial and personal circumstances change.
Have a plan and regularly review it. Whatever ‘retirement’ looks like for you, it could last a very long time, so it is essential to be financially organised, to know what you have and regularly review your situation to make sure you get where you want to.
Taking Financial Advice. Retirement can be complex and everyone is capable of making poor choices. Financial advice means being fully informed to make better decisions.
Holding numerous pension and retirement planning qualifications from the Chartered Insurance Institute together with the use of interactive and collaborative tools such as Voyant where in a series of graphics we can visualise, forecast and prepare, I am able to offer expert advice across all pension areas, creating a bespoke retirement planning strategy that is right for you, helping you to achieve your goals and objectives.
Some of the key areas of advice being:
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.